optionsXpress account establishment is not required to obtain an optionsXpress Visa card. The Cardmember must have an optionsXpress investment account open in order to receive the Reward. If he/she does not have an optionsXpress investment account open, the Rewards will be forfeited. The Cardmember can set up an optionsXpress account by visiting www.optionsxpress.com

1 APR is valid for introductory period on balance transfers so long as you comply with the terms of your account. Also, payments are applied to introductory balances before balances with higher APRs. This means that the length of your introductory period may vary based on your payment amounts and the APRs for other balances on your account. Learn more about rates, fees, and other cost information by reviewing Pricing & Terms.

2 You earn one point for every dollar you spend with your optionsXpress Platinum Visa card.  Points earned during the month are not available for redemption until they are posted to your optionsXpress Visa monthly billing statement.  Points will accumulate until the total reaches 1500 points at which time your points will be eligible for redemption in your optionsXpress account with additional points carried forward.To redeem your points, login to your optionsXpress account and click on Transfer Funds then Rewards. Cardmembers do not earn points on balance transfers, cash advances, any checks that are used to access your account, travelers checks, finance charges, unauthorized or fraudulent charges or fees of any kind, including fees for products that protect or insure the balances of your account. Points will expire on a first-earned, first expired basis.  Points will expire 24 months from the month in which the points are earned.  Certain limitations and restrictions apply.  Full details, rules and regulations of the optionsXpress Rewards Program will be provided when you become a Cardmember.  Additional restrictions may apply, please visit www.optionsxpress.com/visa for details.

optionsXpress is not responsible, and assumes no liability, for changes or discontinuances of the services of First USA or Visa  which may affect Program Rewards offered, the accrual of points or otherwise.

Cardmembers may redeem a Reward Online at by logging into their optionsXpress account, clicking Transfer Funds, then Rewards.

Earning of Reward points and redemption of optionsXpress Rewards are subject to all applicable laws and regulations.  Rewards may be subject to income or other taxes.  Such taxes and all disclosures related thereto are the sole responsibility of the Cardmember.

The Rewards Program has no predetermined termination date and may continue until such time as optionsXpress decides to terminate the Program, at any time, with or without notice.

Visa is a federally registered trademark of Visa U.S.A. First USA and Visa are separate and unaffiliated from optionsXpress.

Information Sharing
optionsXpress does not share email addresses with First USA. However, if you would like to contact First USA, the address is First USA, 5321 Corporate Blvd., Third Floor, LA2-9376, Baton Rouge, LA 70808.

optionsXpress, Inc. makes no investment recommendations and does not provide advice, including, but not limited to, financial, tax or legal advice. Content and tools are provided for educational and informational purposes only. Any stock, options, or futures symbols displayed are for illustrative purposes only and are not intended to portray a recommendation to buy or sell a particular security.

Online trading has inherent risk due to system response and access times that may vary due to market conditions, system performance, volume and other factors. An investor should understand these and additional risks before trading. Products and services intended for U.S. customers and may not be available or offered in all jurisdictions.