optionsXpress Platinum Visa

Plastic in your wallet...Cash in your account.

Earn cash rewards for every dollar you spend!

Introducing another smart financial tool from optionsXpress. When you select the optionsXpress Platinum Visa you get:

  • 1 point for every $1 you spend1
  • $15 cash eligible for deposit to your optionsXpress account for every 1500 points accumulated1
  • 0% Introductory APR2
  • No Annual Fee
  • Convenient online account management

Apply Now!

Need to redeem your optionsXpress Reward points? Just login to your optionsXpress account and click to Transfer Funds.

optionsXpress account establishment is not required to obtain an optionsXpress Visa card. The Cardmember must have a optionsXpress investment account open in order to receive the reward. If he/she does not have an optionsXpress investment account open, the rewards will be forfeited. The Cardmember can set up an optionsXpress account by visiting www.optionsXpress.com.

1You earn one point for every eligible dollar you spend with your optionsXpress Platinum Visa card. Points earned during the month are not available for redemption until they are posted to your monthly billing statement. Points will accumulate until the total reaches 1500 points at which time your points will be eligible for redemption in your optionsXpress account with additional point carried forward. Please login to your optionsXpress account and click "Transfer Funds" to redeem your optionsXpress Rewards points. Cardmembers do not earn points on balance transfers, cash advances, any checks that are used to access your account, travelers checks, finance charges, unauthorized or fraudulent charges or fees of any kind, including fees for products that protect or insure the balances of your account. Points will expire on a first-earned, first expired basis. Points will expire 24 months from the month in which the points are earned. Certain limitations and restrictions apply. Full details, rules and regulations of the optionsXpress Rewards Program will be provided when you become a Cardmember.

2Valid for introductory period so long as you comply with the terms of your account. Also, we apply payments to introductory balances before balances with higher APRs. This means that the length of your introductory period may vary based on your payment amounts and the APRs for other balances on your account. Learn more about rates, fees, and other cost information by reviewing Pricing & Terms.

optionsXpress is not responsible, and assumes no liability, for changes or discontinuances of the services of First USA or Visa which may affect Program Rewards offered, the accrual of points or otherwise.

Earning of Reward points and redemption of optionsXpress Rewards are subject to all applicable laws and regulations. Rewards may be subject to income or other taxes. Such taxes and all disclosures related thereto are the sole responsibility of the cardmember.

The Rewards Program has no predetermined termination date and may continue until such time as optionsXpress decides to terminate the Program, at any time, with or without notice.

Visa is a federally registered trademark of Visa U.S.A. JPMorgan Chase and Visa are separate and unaffiliated from optionsXpress.

Information Sharing

optionsXpress does not share e-mail addresses with Chase. However, if you would like to contact First USA, the address is Chase, 5321 Corporate Blvd., Third Floor, LA2-9376, Baton Rouge, LA 70808.

Securities products and services offered by optionsXpress, Inc.

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